Frequently Asked Questions (FAQs)
How fast is the process?
Many approvals happen within 24–48 hours after submission.
What documents do I need?
Depends on the loan. We’ll walk you through it, but usually it includes ID, bank statements, and basic income details.
Are you a lender?
No — we’re a finance brokerage. We compare options from multiple lenders and guide you through the process.
I’ve just started my business — can I still get finance?
Yes. We work with lenders that cater specifically to new and early-stage businesses.
Do I need to be GST registered?
Not always. Some lenders accept non-GST registered ABNs, especially for smaller loan amounts.
What if I don’t have recent tax returns?
No worries. We can use BAS, bank statements, or even a signed accountant declaration to get you approved.
Can I repay early without penalties?
Many of our lenders allow early payouts without fees. Just ask and we’ll match you accordingly.
Do I need to provide security?
Not always. We offer both secured and unsecured options, depending on your needs.
How quickly can I get approved?
Some lenders approve within 24 hours — even faster if you have your documents ready.
What’s the difference between a lease and a chattel mortgage?
A lease is more like renting; a chattel mortgage gives you ownership and potential tax benefits. We’ll help you choose the right one.
Do I need a deposit?
Not always. Some lenders offer 100% finance, depending on your credit and the asset.
Can I finance a vehicle from a private seller?
Absolutely. We work with lenders that allow private sales, not just dealer purchases.